答案当然是可以！
作为一名在澳大利亚投资房产的海外人士，在贷款申请方面与澳洲当地买家唯一不同的是，你可能需要提供更多的文件。
首先，你必须知道需要提供哪些文件给政府，哪些文件你需要持有，哪些物业你可以购买。
在澳大利亚办理贷款：
•非居民不需要来到澳大利亚办理贷款。
•房屋贷款一般被归类为投资贷款，这是因为买家通常无法长期居住。
•大多数的金融机构最多贷款额度为80%，有些可能就贷到70%。
•你需要准备物业印花税、交割费用、建筑和虫害审查，还有贷方费用，例如申请费等。
•外国投资者应在签订买卖合同之前查看外国投资审查委员会（FIRB）的法规。
外国投资贷方：
•许多贷方机构会考虑为外国投资客户投资房产提供贷款。
•每家贷方都有他们自己的借贷标准。
•有些人会借到物业价值的80%。
•你可能可以运用外汇来进行借贷，但是澳币是最普遍的借贷币种。
非居民借方是指谁？
•术语非居民指的是在澳大利亚无永居身份的人。例如，无特定签证的人群。
•你会被要求向外国投资审查委员会（FIRB）提出申请。
你能购买什么物业？
为了鼓励建造更多的新建业务，非居民买家通常受限于购买：
•重建类住宅类地产，且必须在12个月内开始施工。
•空置土地，且不需在12个月内开始施工。
•在建或将建的公寓，联排别墅，别墅等，这些物业之前从未有人居住或转卖。
贷款需要的文件：
•身份文件——带有签名与照片的文件，例如：护照或驾驶执照。
•收入证明。
•存款证明。
•资产证明，包括物业，汽车，股份，基金，家中财物等。
•可证明个人信用的文件：个人贷款，抵押贷款呢，信用卡，租赁负债，物理系借贷，以及其他债务。
我们会提供给你一份材料列表，并在整个过程中帮助你完成投资物业也贷款。
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